Sabtu, 26 Januari 2013

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  • Sales Rank: #8381592 in Books
  • Published on: 2006-12-01
  • Original language: English
  • Dimensions: .83" h x 7.20" w x 9.33" l, 1.41 pounds
  • Binding: Paperback
  • 2006 pages

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Jumat, 25 Januari 2013

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  • Published on: 2001-04-07
  • Binding: Paperback

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Credit Derivatives: Risk Management, Trading and Investing (The Wiley Finance Series), by Geoff Chaplin

The credit derivatives market has developed rapidly over the last ten years and is now well established in the banking community and is increasingly making its presence felt in all areas of finance. This book covers the subject from credit bonds, asset swaps and related ‘real world’ issues such as liquidity, poor data, and credit spreads, to the latest innovations in portfolio products, hedging and risk management techniques. The book concentrates on practical issues and develops an understanding of the products through applications and detailed analysis of the risks and alternative means of trading. Credit Derivatives: Risk Management, Trading and Investing provides:

  • A description of the key products, applications, and an analysis of typical trades including basis trading, hedging, and credit structuring
  • Analysis of the industry standard ‘default and recovery’ and Copula models including many examples, and a description of the models’ shortcomings
  • Tools and techniques for the management of a portfolio or book of credit risks including appropriate and inappropriate methods of correlation risk management
  • A thorough analysis of counterparty risk
  • An intuitive understanding of credit correlation in reality and in the Copula model

The CD in the back of this book includes an Evaluation Version of Mathcad� 12 Single User Edition, which is reproduced by permission. This software is a fully-functional trial of Mathcad which will expire 30 days from installation. For technical support or more information see http://www.mathcad.com.

  • Sales Rank: #3724035 in eBooks
  • Published on: 2010-01-15
  • Released on: 2010-01-15
  • Format: Kindle eBook

From the Back Cover
The credit derivatives market has developed rapidly over the last ten years and is now well established in the banking community and is increasingly making its presence felt in all areas of finance. This book covers the subject from credit bonds, asset swaps and related ‘real world’ issues such as liquidity, poor data, and credit spreads, to the latest innovations in portfolio products, hedging and risk management techniques. The book concentrates on practical issues and develops an understanding of the products through applications and detailed analysis of the risks and alternative means of trading. Credit Derivatives: Risk Management, Trading and Investing provides:

  • A description of the key products, applications, and an analysis of typical trades including basis trading, hedging, and credit structuring
  • Analysis of the industry standard ‘default and recovery’ and Copula models including many examples, and a description of the models’ shortcomings
  • Tools and techniques for the management of a portfolio or book of credit risks including appropriate and inappropriate methods of correlation risk management
  • A thorough analysis of counterparty risk
  • An intuitive understanding of credit correlation in reality and in the Copula model

The book also includes many spreadsheet examples, a dll for the pricing of CDO structures, and code in MathCad covering a variety of applications.

About the Author
GEOFF CHAPLIN studied mathematics at Cambridge (MA 1972) and Oxford (MSc 1973, DPhil 1975) and qualified as an actuary (FFA 1978) while working in a life insurance company. He moved to the City in 1980 and has worked for major banks (including HSBC, Nomura International, and ABN AMRO) as well as consulting to hedge funds, corporate treasurers, and institutional investment funds. He has been involved in the credit derivatives market since 1996 and has both traded portfolio products and developed risk management systems for these products. In addition to consulting and training for the major financial institutions, Geoff has maintained strong academic interests and was a visiting (emeritus) professor at the University of Waterloo (Canada) from 1987 until 1999. He has also published many articles (in Risk, the Journal of the Institute and Faculty of Actuaries, and others) and speaks regularly at conferences on credit derivatives.

Most helpful customer reviews

7 of 8 people found the following review helpful.
The Credit Derivs MARKET, not just the products
By Amazon Customer
I unexpectedly found myself working on a computer project for a credit derivatives desk. I bought several books (Bomfin, Tavakoli, Choudhry) about credit derivatives but found they limited their discussion to just the specific products (TRS, CDS, CDS Index, Baskets, Synthetics, etc.) and their pricing analytics. Chaplin's book is the only one I've read that provides a broader view of the credit derivatives market. For instance, when he discusses the vanilla CDS product he includes such detail as the ISDA based agreement that must be signed by both seller and purchaser, the history of how the terms of the agreement evolved, and how a 'credit event' defined in the agreement is actually settled.

Chaplin's book is the 'how things really work' book of the credit derivatives market. A great resource.

6 of 8 people found the following review helpful.
The Chaplin's book does not contain any useful guide for quants
By D. Poryvay
I bought this book following misleading title and comments posted here. What I expected the book to contain is not only ISDA documentation and some description of some types of CD but also how to model CD for pricing and hedging. Unfortunately even few formulas presented at the book are not correct (e.g. f. 9.10 at p. 86). The author does not explain how to calculate recovery rates (he seems to believe this is only an assumption without any link to balance sheet!) and does not mention about expected time CD holders have to wait for payoff in case of default. There are only timid attempts to give some approach for pricing models (without Monte Carlo method, Black-Sholes world, measurement of credit risk and explanation why investors should not pay much attention to credit ratings assigned to CD). Taking into account unwinding credit crunch emanating in part from inadequate risk pricing by shaming rating agencies, we should not model CD much based on date from any rating agencies. The book provides a reader with nothing but calculation of probability of default through transition matrices which don't depend on risk-free interest rates.

I found only common wording in form of blah-blah and nothing more, some charts and math attached at appendix are absolutely irrelevant to the main text. Thus I feel disappointed with that I bought. It is not worth money I spent for it. I have rated this book with two stars due to ISDA documentation (it may help those who tend to deep into legislation) and description of some types of CD.
Unfortunately there is a lack of good books covering CD modeling.
If you are a quant, don't buy this book.

1 of 3 people found the following review helpful.
Great Blend Between Practical and Academic Structured Credit
By J.F.
Outstanding reference for serious traders, analytsts, and desk quants. Valuable insight into market structure, data sources, and practical implementation of pricing models. Overall I think the text is much better than its peer group for single-name credit derivatives with good overviews for CDS-Bond basis trading, CDS forwards and curve trading, Digital recovery and recovery oriented trading strategies.

The material on correlation, baskets, and tranche trading is fine, but probably not that much better than many other texts, as the correlation space is already geared for a more quantitative crowd and there are many fine books that already cover that material.

That said, for a practical approach with quantitative depth for single name trading, it is by far the best text on the market.

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  • Published on: 1979
  • Binding: Hardcover

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Hesiod is the first Greek and, therefore, the first European we can know as a real person, for, unlike Homer, he tells us about himself in his poems. Hesiod seems to have been a successful farmer and a rather gloomy though not humorless man. One suspects from his concern for the bachelor's lot and some rather unflattering remarks about women that he was never married. A close study of both poems reveals the same personality -that of a deeply religious man concerned with the problems of justice and fate.

The Theogony represents the first codification of the Greek pantheon. Hesiod, of course, did not invent the gods, but he gave the Greeks a clear picture of their forms, functions, and relationships. Thus, the poem deals with the high epic theme of the creation of the divine order of the world under the direction of Zeus. Works and Days, by contrast, considers justice and work in the context of Hesiod's own life. The difference in subject matter produces a difference in style: Theogony is strongly influenced by the epic conventions; Works and Days is more modern and freewheeling.

To get a fuller picture of Hesiod and his poems, we must try to understand him in relation to his times. The eighth century, when Hesiod lived, was the time of the great Greek awakening after the period of relative darkness ushered in by the fall of the old Mycenaean kingdoms around 1125 B.C. Hesiod thus lived at the beginning of the Greek classical period, and his poems influenced not only that age but also Western culture in our day.

  • Sales Rank: #610783 in Books
  • Brand: University of Oklahoma Press
  • Published on: 1983-05-15
  • Original language: Greek
  • Number of items: 1
  • Dimensions: 7.50" h x .42" w x 5.00" l, .40 pounds
  • Binding: Paperback
  • 160 pages
Features
  • Great product!

Language Notes
Text: English, Greek (translation)

About the Author

R. M. Frazer is a member and former chairman of the Classics Department in Tulane University. He is the author of many articles in the classics and of The Trojan War: The Chronicles of Dictys of Crete and Dares the Phrygian.

Most helpful customer reviews

0 of 1 people found the following review helpful.
I love it
By Jason Freudenrich
You must read this if you like Greek Mythology.

9 of 10 people found the following review helpful.
Superb translations of Hesiod!
By Ryan Kouroukis
I'm dumbfounded as to why no one has reviewed this amazing edition of Hesiod by Frazer!

This translation preserves the greatness of Hesiod's masterpieces, without using an idiom that is outdated. The readability is easy and the font use, quite nice. There are a number of plates included, and very useful summaries of all the episodes in both works.

As in Homer I always think it essential that one have at least 2 different translations. With Hesiod, his best translators in English are: Lombardo, Evelyn-White and Frazer!

2 of 2 people found the following review helpful.
Can be hard to follow especially if you don't know much about mythology
By Ashley Y.
This translation was kind of hard for me to follow. I don't know much about Greek mythology, but I needed this book for a class. There are exerpts at the end of each section that help to try to explain things which only helps half the time. Only with the help of the teachings of my professor was I able to start to fully understand this book and Greek mythology

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Senin, 21 Januari 2013

[Z380.Ebook] Ebook Download George Herbert Mead and Human Conduct

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  • Published on: 1701
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Minggu, 20 Januari 2013

[I273.Ebook] PDF Download The Sleep Revolution: Transforming Your Life, One Night at a Time, by Arianna Huffington

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The Sleep Revolution: Transforming Your Life, One Night at a Time, by Arianna Huffington

We are in the midst of a sleep deprivation crisis, writes Arianna Huffington, the co-founder and editor in chief of The Huffington Post. And this has profound consequences – on our health, our job performance, our relationships and our happiness. What is needed, she boldly asserts, is nothing short of a sleep revolution.� Only by renewing our relationship with sleep can we take back control of our lives.

In her bestseller�Thrive,�Arianna wrote about�our need to redefine success through well-being, wisdom, wonder, and giving.�Her discussion of the importance of sleep as a gateway to this more fulfilling way of living�struck such a powerful chord that she realized the�mystery and�transformative�power of sleep called for a fuller investigation.

The result is a sweeping, scientifically rigorous, and deeply personal exploration of sleep from all angles, from�the history of sleep, to the role of dreams in our lives,�to the consequences of sleep deprivation, and�the new�golden age of sleep science that is revealing�the vital role sleep plays in�our every waking moment and�every aspect of our health –�from�weight gain,�diabetes,�and heart disease to cancer�and Alzheimer’s.��

In�The Sleep Revolution, Arianna shows how our cultural dismissal of sleep as time wasted compromises our health and our decision-making and undermines our work lives,�our personal lives --�and even our sex lives.�She explores all the latest science on what exactly is going on while we sleep and dream.��She takes on the dangerous sleeping pill industry, and all the ways our addiction to technology disrupts our sleep. She also�offers a range of recommendations and tips from leading scientists on how we can get better and more restorative sleep, and harness its incredible power.

In today's fast-paced, always-connected,�perpetually-harried�and sleep-deprived world, our need for a good night’s sleep is more important – and elusive -- than ever.�The Sleep Revolution�both sounds the alarm on our worldwide sleep crisis and provides a detailed road map to the great sleep awakening that can help�transform our lives, our communities, and our world.


From the Hardcover edition.

  • Sales Rank: #15383 in Books
  • Brand: HARMONY
  • Published on: 2017-04-04
  • Released on: 2017-04-04
  • Original language: English
  • Dimensions: 8.00" h x .90" w x 5.20" l,
  • Binding: Paperback
  • 416 pages
Features
  • HARMONY

Review
“Arianna shows that sleep is not just vital for our health, but also critical to helping us achieve our goals. Sometimes we need to sleep in to lean in!”
--Sheryl Sandberg, Facebook COO and author of Lean In

"Arianna Huffington is one of our leading authorities on the life well-lived. In this passionate, deeply researched book, she reveals everything you need to know about the magic elixir of sleep: from how to get enough, to why it matters. I dare you to read this book and carry on depriving your body (and soul) of the nightly nourishment it so desperately needs."
-- Susan Cain, co-founder of Quiet Revolution and author of Quiet

�“In this very thorough and highly readable book, Arianna Huffington explains the history, nature, and science of the sleep problem: why so many people today do not sleep well.� And she gives us solutions in the form of evidence-based advice about what to do and what not to do to enjoy the restorative sleep we need. I recommend The Sleep Revolution�highly.”
-- Andrew Weil, MD, author of Fast Food, Good Food

“Arianna Huffington has written a book of profound importance. From time to time we'll all find sleep comes hard. For many, it is a constant struggle. Taking Arianna's wise advice to rebuild your relationship with sleep— to befriend rather than struggle with it— will transform your life, putting you back in touch with your more compassionate and intelligent self.”
--Mark Williams, Emeritus Professor of Clinical Psychology, University of Oxford and Co-author of The Mindful Way Workbook

“The message of Arianna Huffington’s compelling book won me over: You can be your own Prince Charming. You can empower yourself with knowledge— knowledge in this book— to wake yourself up. And then, use that �knowledge to put yourself, every night, into a sleep that is healthy and restorative!”
--Sherry Turkle, Professor of the Social Studies of Science and Technology, MIT and author of Reclaiming Conversation

"Is inadequate sleep the new smoking?� Ms. Huffington tackles the issue of our deteriorating sleep hygiene and its serious health and performance consequences in a comprehensive, engaging, and accessible book.� A must read for everyone burning the candle on both ends.”
--Gene Block, Chancellor of UCLA, and Distinguished Professor of Psychiatry and Biobehavioral Sciences

“Science and experience proves it: the foundation of a happy, healthy, energetic, and productive life is a good night’s rest—yet for many of us, it’s hard to turn out the light and turn off our brains. The Sleep Revolution is an invaluable resource for anyone who wants to build the crucial habit of sleep.”
-- Gretchen Rubin, author of The Happiness Project

“Propelled by cutting-edge science and brimming with wisdom and wit, The Sleep Revolution is the single best book about sleep in years. An extraordinary achievement.”
-- A. Roger Ekirch, author of At Day’s Close: Night in Times Past

“In her new book,�The Sleep Revolution, Arianna Huffington draws on a remarkable breadth and depth of science, literature, spirituality, and story to remind us that sleep is not just a restorative, but a threshold to the resources of life that wait below our noise. By looking honestly into her own journey, Arianna uncovers important markers in the human journey through detailed research, knit together in a way that broadens our foundation. The chapters ‘Sleep Throughout History’ and ‘Dreams’ are, by themselves,�an invaluable contribution to our modern consciousness.�The Sleep Revolution�unravels the tense threads we tangle ourselves in, giving us a chance to re-engage the forces that sustain us. This book won’t just help you sleep better; it will enliven you while you’re awake.”
�—Mark Nepo, author of�Inside the Miracle, The One Life We’re Given,�and�The Book of Awakening

“Count on Arianna Huffington to write a book on sleep that kept me up at night. The Sleep Revolution is invaluable, interesting, and ultimately necessary for us all. It explains why we are so tired and how that has to change. Here is the science, history, and culture of the role that sleep plays in our lives —and the role that it should really play.”�
—Atul Gawande, MD, MPH,�Surgeon, Researcher, and Author of Being Mortal

“A lucid, compelling, and rational narrative on the importance of sleep to our mental, emotional and physical health.� In The Sleep Revolution, Arianna Huffington exposes the dangers of our modern-day attitude towards sleep and advocates for a renewed emphasis on the importance of sleep to our well-being.� It is nothing short of a call to arms for policy makers, CEOs, parents, educators, hospital administrators, and coaches to confront the fact that insufficient sleep is a modern-day health crisis.”
--Patrick Fuller, Associate Professor of Neurology, Harvard Medical School and Deaconess Medical Center

"This is one of those books that, if you don’t read, when you’re dead you’re really going to wish you had.� I never thought I would have needed a self-help book for sleep, but I did! Sleep is everything – that’s my takeaway, and so you better know how to do it."
-- Bill Maher


From the Hardcover edition.

About the Author
Arianna Huffington, a member of Oprah's SuperSoul 100, is the founder of the health and wellness startup Thrive Global. She is the co-founder and former president and editor-in-chief of the Huffington Post Media Group, and author of fifteen books.

In May 2005, she launched The Huffington Post, a news and blog site that quickly became one of the most widely-read, linked to, and frequently-cited media brands on the Internet. In 2012, the site won a Pulitzer Prize for national reporting.

She has been named to�Time Magazine's�list of the world’s 100 most influential people and the�Forbes�Most Powerful Women list. Originally from Greece, she moved to England when she was 16 and graduated from Cambridge University with an M.A. in economics. At 21, she became president of the famed debating society, the Cambridge Union.

She serves on numerous boards, including�The Center for Public Integrity, The Committee to Protect Journalists�and Uber.

Her 15th book,�The Sleep Revolution: Transforming Your Life, One Night At A Time, on the science, history and mystery of sleep, was published in April 2016 and became an instant�New York Times�Bestseller.


From the Hardcover edition.

Excerpt. � Reprinted by permission. All rights reserved.
1.

OUR CURRENT SLEEP CRISIS

Sarvshreshth Gupta was a first-year analyst at Goldman Sachs in San Francisco in 2015. Overwhelmed by the hundred-hour workweeks, he decided to leave the bank in March. He soon returned, though whether this was a result of social or self-inflicted pressure is still unclear. A week later, he called his father at 2:40 a.m. saying he hadn’t slept in two days. He said he had a presentation to complete and a morning meeting to prepare for, and was alone in the office. His father insisted he go home, and Gupta replied that he would stay at work just a bit longer. A few hours later, he was found dead on the street outside his home. He had jumped from his high-rise building.

Death from overwork has its own word in Japanese (karoshi), in Chinese (guolaosi), and in Korean (gwarosa). No such word exists in English, but the casualties are all around us. And though this is an extreme example of the consequences of not getting enough sleep, sleep deprivation has become an epidemic.

It is a specter haunting the industrialized world. Simply put: we don’t get enough sleep. And it’s a much bigger problem—with much higher stakes—than many of us realize. Both our daytime hours and our nighttime hours are under assault as never before. As the amount of things we need to cram into each day has increased, the value of our awake time has skyrocketed. Benjamin Franklin’s “Time is money!” has become a corporate-world mantra. And this has come at the expense of our time asleep, which since the dawn of the Industrial Revolution we have treated like some dull, distant relative we visit only reluctantly and out of obligation, for as short a time as we can manage.

But scientists are resoundingly confirming what our ancestors knew instinctively: that our sleep is not empty time. Sleep is a time of intense neurological activity—a rich time of renewal, memory consolidation, brain and neurochemical cleansing, and cognitive maintenance. Properly appraised, our sleeping time is as valuable a commodity as the time we are awake. In fact, getting the right amount of sleep enhances the quality of every minute we spend with our eyes open.

But today much of our society is still operating under the collective delusion that sleep is simply time lost to other pursuits, that it can be endlessly appropriated at will to satisfy our increasingly busy lives and overstuffed to-do lists. We see this delusion reflected in the phrase “I’ll sleep when I’m dead” has flooded popular consciousness, including a hit Bon Jovi song, an album by the late rocker Warren Zevon, and a crime film starring Clive Owen. Everywhere you turn, sleep deprivation is glamorized and celebrated: “You snooze, you lose.” The phrase “catch a few z’s” is telling: the last letter of the alphabet used to represent that last thing on our culture’s shared priority list. The combination of a deeply misguided definition of what it means to be successful in today’s world—that it can come only through burnout and stress—along with the distractions and temptations of a 24/7 wired world, has imperiled our sleep as never before.

I experienced firsthand the high price we’re paying for cheating sleep when I collapsed from exhaustion, and it pains me to see dear friends (and strangers) go through the same struggle. Rajiv Joshi is the managing director of the B Team—a nonprofit on whose board I serve, founded by Richard Branson and Jochen Zeitz to help move business beyond profit as the only metric of success. In June 2015, he had a seizure at age thirty-one during a B Team meeting in Bellagio, Italy, collapsing from exhaustion and sleep deprivation. Unable to walk, he spent eight days in a hospital in Bellagio and weeks after in physical therapy. In talking with medical experts, he learned that we all have a “seizure threshold,” and when we don’t take time to properly rest, we move closer and closer to it. Rajiv had crossed his threshold and fallen off the cliff. “The struggle for a more just and sustainable world,” he told me when he was back at work, “is a marathon, not a sprint, and we can’t forget that it starts at home with personal sustainability.”

According to a recent Gallup poll, 40 percent of all American adults are sleep-deprived, clocking significantly less than the recommended minimum seven hours of sleep per night. Getting enough sleep, says Dr. Judith Owens, the director of the Center for Pediatric Sleep Disorders at Boston Children’s Hospital, is “just as important as good nutrition, physical activity, and wearing your seat belt.” But most people hugely underestimate their need for sleep. That’s why sleep, says Dr. Michael Roizen, the chief wellness officer of the Cleveland Clinic, “is our most underrated health habit.” A National Sleep Foundation report backs this up: two-thirds of us are not getting enough sleep on weeknights.

The crisis is global. In 2011, 32 percent of people surveyed in the United Kingdom said they had averaged less than seven hours of sleep a night in the previous six months. By 2014 that number had rocketed up to 60 percent. In 2013, more than a third of Germans and tw-thirds of Japanese surveyed said they do not get sufficient sleep on weeknights. In fact, the Japanese have a term, inemuri, which roughly translates as “to be asleep while present”—that is, to be so exhausted that you fall asleep in the middle of a meeting. This has been praised as a sign of dedication and hard work—but it is actually another symptom of the sleep crisis we are finally confronting.

The wearable-device company Jawbone collects sleep data from thousands of people wearing its UP activity trackers. As a result, we now have a record of the cities that get the least amount of sleep. Tokyo residents sleep a dangerously low 5 hours and 45 minutes a night. Seoul clocks in at 6 hours and 3 minutes; Dubai, 6 hours and 13 minutes; Singapore, 6 hours and 27 minutes; Hong Kong, 6 hours and 29 minutes; and Las Vegas, 6 hours and 32 minutes. When you’re getting less sleep than Las Vegas, you have a problem.

Of course, much of this can be laid at the feet of work—or, more broadly, how we define work, which is colored by how we define success and what’s important in our lives. The unquestioning belief that work should always have the top claim on our time has been a costly one. And it has gotten worse, as technology has allowed a growing number of us to carry our work with us—in our pockets and purses in the form of our phones—wherever we go.

Our houses, our bedrooms—even our beds—are littered with beeping, vibrating, flashing screens. It’s the never-ending possibility of connecting—with friends, with strangers, with the entire world, with every TV show or movie ever made—with just the press of a button that is, not surprisingly, addictive. Humans are social creatures—we’re hardwired to connect. Even when we’re not actually connecting digitally, we’re in a constant state of heightened anticipation. And always being in this state doesn’t exactly put us in the right frame of mind to wind down when it’s time to sleep. Though we don’t give much thought into how we put ourselves to bed, we have little resting places and refueling shrines all over our houses, like little doll beds, where our technology can recharge, even if we can’t.

Being perpetually wired is now considered a prerequisite for success, as Alan Derickson writes in Dangerously Sleepy: “Sleep deprivation now resides within a repertoire of practices deemed essential to survival in a globally competitive world. More so than in the time of Thomas Edison, depriving oneself of necessary rest or denying it to those under one’s control is considered necessary to success in a 24/7/365 society. Americans have a stronger ideological rationale than ever to distrust any sort of dormancy.”

And Americans are anything but dormant. From 1990 to 2000, American workers added the equivalent of another full workweek to their year. A 2014 survey by Skift, a travel website, showed that more than 40 percent of Americans had not taken a single vacation day that year. Much of that added work time has come at the expense of sleep. Dr. Charles Czeisler, the head of the Division of Sleep and Circadian Disorders at Brigham and Women’s Hospital in Boston, estimates that in the past fifty years our sleep on work nights has dropped from eight and a half hours to just under seven. Thirty percent of employed Americans now report getting six hours of sleep or less per night, and nearly 70 percent describe their sleep as insufficient. Getting by on less than six hours of sleep is one of the biggest factors in job burnout.

And for far too many people in the world, the vicious cycle of financial deprivation also feeds into the vicious cycle of sleep deprivation. If you’re working two or three jobs and struggling to make ends meet, “get more sleep” is probably not going to be near the top of your priorities list. As in the case of health care, access to sleep is not evenly—or fairly—distributed. Sleep is another casualty of inequality. A 2013 study from the University of Chicago found that “lower socio-economic position was associated with poorer subjective sleep quality, increased sleepiness and/or increased sleep complaints.” But the paradox here is that the more challenging our circumstances, the more imperative it is to take whatever steps we can to tap in to our resilience to help us withstand and overcome the challenges we face. There’s a reason we’re told on airplanes to “secure your own mask first.”

Where we live can also affect our sleep. “I have never seen a study that hasn’t shown a direct association between neighborhood quality and sleep quality,” said Lauren Hale, a Stony Brook University professor of preventive medicine. If you’re living in a neighborhood with gang warfare and random acts of violence, sleep will inevitably suffer—yet another example of sleep deprivation’s connection with deeper social problems.

THE COST OF LOST SLEEP

It is industrialization, for all its benefits, that has exacerbated our flawed relationship with sleep on such a massive scale. We sacrifice sleep in the name of productivity, but, ironically, our loss of sleep, despite the extra hours we put in at work, adds up to more than eleven days of lost productivity per year per worker, or about $2,280. This results in a total annual cost of sleep deprivation to the US economy of more than $63 billion, in the form of absenteeism and presenteeism (when employees are present at work physically but not really mentally focused). “Americans are not missing work because of insomnia,” said Harvard Medical School professor Ronald C. Kessler. “They are still going to their jobs, but they’re accomplishing less because they’re tired. In an information-based economy, it’s difficult to find a condition that has a greater effect on productivity.”

Sleep disorders cost Australia more than $5 billion a year in health care and indirect costs. And “reduction in life quality” added costs equivalent to a whopping $31.4 billion a year. A report, aptly titled “Re-Awakening Australia,” linked lack of sleep with lost productivity and driving and workplace accidents. In the United Kingdom, a survey showed that one in five employees had recently missed work or come in late because of sleep deprivation. The researchers estimated that this is equivalent to a loss of more than 47 million hours of work per year, or a �453 million loss in productivity. And almost a third of all UK employees reported feeling tired every morning. Yet, though awareness is spreading, few companies have given sleep the priority it deserves, considering its effects on their bottom line. In Canada, 26 percent of the workforce reported having called in sick because of sleep deprivation. And nearly two-thirds of Canadian adults report feeling tired “most of the time.”

It turns out that women need more sleep than men, so the lack of sleep has even more negative mental and physical effects on them. Duke Medical Center researchers found that women are at a greater risk for heart disease, Type 2 diabetes, and depression. “We found that for women, poor sleep is strongly associated with high levels of psychological distress, and greater feelings of hostility, depression and anger,” said Edward Suarez, the lead author of the study. “In contrast, these feelings were not associated with the same degree of sleep disruption in men.”

As women have entered the workplace—a workplace created in large measure by men, which uses our willingness to work long hours until we ultimately burn out as a proxy for commitment and dedication—they are still stuck with the heavy lifting when it comes to housework. The upshot is that women end up making even more withdrawals from their sleep bank. “They have so many commitments, and sleep starts to get low on the totem pole,” says Michael Breus, the author of Beauty Sleep. “They may know that sleep should be a priority, but then, you know, they’ve just got to get that last thing done. And that’s when it starts to get bad.”

According to Dr. William Dement, the founder of the Stanford Sleep Disorders Clinic (the first of its kind), working mothers who have young children at home have seen an additional 241 hours of work and commuting time added to their lives annually since 1969.

Sarah Bunton, a mother and cognitive-skills trainer, described her experience on The Huffington Post: “Do you ever have one of those days where you want to hit pause? Let me rephrase: do you ever have a day where you don’t want to hit pause? . . . There really isn’t an end of the day for most moms, working or otherwise. There’s usually not a beginning, either, just a continuation of whatever chaos preceded the momentary silence . . . Mommy wants a nap.”

“Let’s face it, women today are tired. Done. Cooked. Fried,” wrote Karen Brody, founder of the meditation program Bold Tranquility. “I coach busy women and this is what they tell me all the time: ‘I spent years getting educated and now I don’t have any energy to work.’ ”

Dr. Frank Lipman, the founder of the Eleven Eleven Wellness Center in New York, sees so many patients who are sleep-deprived and exhausted that he came up with his own term for them. “I started calling these patients ‘spent,’ because that was how they seemed to me,” he writes. He compares this to his time working in rural South Africa: “There I saw many diseases arising from poverty and malnutrition but I didn’t see anyone who was ‘spent,’ as I do today in New York.”

The world is too much with us; late and soon,

Getting and spending, we lay waste our powers . . .

For this, for everything, we are out of tune.

—William Wordsworth, “The World Is Too Much with Us”

Most helpful customer reviews

165 of 176 people found the following review helpful.
No filtering of the quality of studies and science she refers to
By Classic
It's like someone Googled everything the Internet had to say about sleep and pasted it into a book with minimal editing.

There is no filtering in a sense of the quality of studies and science that are referred to in the book. A lot of the author's claimed problems with our modern daily lives that prevent us from sleeping will probably just make you end up more paranoid about losing sleep and as a result have a harder time sleeping.

I recommend instead - say goodnight to insomnia by gregg jacobs. An author experienced in the subject and providing higher quality content in less words. Helped change my sleeping habits significantly.

Sleep well.

7 of 7 people found the following review helpful.
Sleep now or die: this book showed me how I was unsleeping my way to death.
By Just My Opinion....
Unlike many reviewers, I do not struggle to get to sleep. But I don't like to go to bed. I'm a night owl and tend to stay up until my eyes shut out of desperation. Then I sleep very well. Before you posit that I sleep well because I only sleep when exhausted....no. I sleep well even when I go to bed at a decent hour, but that happens about twice a year, and then usually by accident.

So. Why would I read Arianna's book? Well, basically, because I had a suspicion that there was something in here that would address my strange relationship to sleep. And what did I find?

I've been UNSLEEPING myself to death for over half my life.

Well, that certainly got my attention. And now I get more sleep...I actively drag my unwilling self off to bed MUCH earlier than I have for the last several decades of my life. And yes, it makes a huge difference. I'm still a night owl, and ideally, I get my 9 hours by sleeping in (at least according to my early-bird family members), but this book has (excuse the pun) woken me up as to the devastating long-term damage that can happen through consistent lack of sleep.

And it was even more horrifying to me since I don't fit the pattern of the usual causes of sleep-loss: I don't have a smart phone, am not checking the computer late at night, do not suffer from insomnia or other cannot-fall-asleep situations, and yet, here I was getting far too little sleep.

There were some chapters less - ahem - riveting than others...the ones on our culture of over-work/too much device interaction are relevant for a lot of people, just not for me. The chapters on how the brain uses sleep to chemically function, repair itself and regenerate were my favourites (and the most acutely uncomfortable for me to read, based on my situation).

I never thought this book would tell me how to get to sleep - and it's NOT a HOW-TO SELF-HELP book - but this read certainly got my attention and got me to drag my head to the pillow! Sleep now or die.

3 of 3 people found the following review helpful.
Enjoyable but not realistic
By Kindle Customer
I really enjoyed this book and the various aspects of sleep it covered. It was written in an engaging style that made me want to continue learning about the topic.

My biggest criticism is that some of the conclusions she made are a good idea in theory but in practice most working people can't entirely avoid. I agree that its always best to stay in bed to fend off a cold but that in the world where time off from work is measured most peoples best choice is to go into work pushing meds and tea. Most people would prefer to go home and sleep if they are tired but eating a candy bar helps them complete the task at hand. This sleep revolution certainly doesn't apply to the average person who needs to work for someone else!

See all 196 customer reviews...

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Selasa, 08 Januari 2013

[D853.Ebook] Ebook Free Impact Pricing: Your Blueprint for Driving Profits, by Mark Stiving

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Impact Pricing: Your Blueprint for Driving Profits, by Mark Stiving

AM I PRICING RIGHT?

Every business owner is haunted by this question. Expert pricing strategist Mark Stiving draws upon more than 15 years of experience in profitable pricing and delivers a practical plan to help you confidently answer this fundamental question.

Price—it’s most powerful marketing tool you have— and the least understood. Zeroing in on the areas where your efforts will generate the greatest impact, Stiving breaks down critical pricing concepts and provides the blueprint to integrate proven pricing strategies into your growth plans. Be empowered to strengthen your pricing structure to withstand any conditions, dramatically elevating your company performance, position, and profits for long-term success.

Learn how to:

  • Set prices that drive your market position
  • Correctly use costs to make profitable pricing decisions
  • Implement value-based pricing to charge what customers are willing to pay
  • Use price segmentation to leverage value and capture new business
  • Cash-in on complementary products and product versions with portfolio pricing
  • Prepare for changing conditions by pricing strategically now

Following in the footsteps of sited examples including Apple, BMW, McDonalds, Mercedes, and other market leaders, learn how to create a powerful price strategy that does more than cover costs.

  • Sales Rank: #1665882 in Books
  • Published on: 2011-07-29
  • Original language: English
  • Number of items: 1
  • Dimensions: 8.80" h x .50" w x 6.10" l, .65 pounds
  • Binding: Paperback
  • 194 pages

From the Back Cover

AM I PRICING RIGHT?
Every business owner is haunted by this fundamental question. Expert pricing strategist Mark Stiving draws upon more than 15 years of experience in profitable pricing and delivers a practical plan to help you confidently answer.
Price—it’s most powerful marketing tool you have— and the least understood. Zeroing in on the areas where your efforts will generate the greatest impact, Stiving breaks down critical pricing concepts and provides the blueprint to integrate proven pricing strategies into your growth plans. Be empowered to strengthen your pricing structure to withstand any conditions, dramatically elevating your company performance, position, and profits for long-term success.

Learn how to:
•Set prices that drive your market position
•Correctly use costs to make profitable pricing decisions
•Implement value-based pricing to charge what customers are willing to pay
•Use price segmentation to leverage value and capture new business
•Cash-in on complementary products and product versions with portfolio pricing
•Prepare for changing conditions pricing strategically now

Following in the footsteps of sited examples including Apple, BMW, McDonalds, Mercedes, and other market leaders, learn how to create a powerful price strategy that does more than cover costs.

About the Author

Mark Stiving, www.markstiving.com, is a respected price strategist with a Ph.D. in Marketing (Pricing) from U.C. Berkeley and more than 15 years of experience helping companies implement value based pricing strategies to increase profits. A speaker, coach, and consultant, Stiving has worked with esteemed companies such as Cisco, Procter and Gamble, Grimes Aerospace, Rogers Corporation, as well as many small businesses and entrepreneurial ventures. Read more from Stiving on his blog, www.PragmaticPricing.com.

Most helpful customer reviews

4 of 4 people found the following review helpful.
It's Impactful
By Brent R. Bilger
I've read 4 pricing books in the past year and Impact Pricing was the best. It is well structured and has lots of great examples. It was a page turner (as much as any pricing book could be a page turner). Dr. Stivings' thoughts on aligning pricing strategy with corporate strategy is brilliant. It's hard to believe anyone could price anything without that piece of advice. The "Will I" vs. "Which One" decision is obvious after you hear it. The interesting part is that only one has price elasticity. The relationship between pricing and fixed & variable costs is also a "must know" one. All-in-all, a great book on pricing.

4 of 4 people found the following review helpful.
Fair & Balanced Perspective
By Morgan Littlewood
Pricing is both an Art and a Science. Mark Stiving's excellent book and his blog at pragmaticpricing.com provide a highly readable and insightful perspective on pricing as a tool for growing your business. Rather than recommending a single approach, he provides a well structured view of the problem and opportunity and coaches you to think about your business, your customers and your best pricing model.

Given the potential complexity of the subject, its surprisingly enjoyable to read and understand.

My challenge is to liberally apply the lessons in an industry where cost-plus is the norm and Mark is right.

4 of 4 people found the following review helpful.
It All Makes Sense Now
By John D.
For years, I had been doing what this book described, only without the knowledge of the processes discussed in the book and in a somewhat disorderly manner. Truth be know, it was weaker than disorderly at times. I'm now ready and equipped to meet any pricing challenge. If you run a small business like I do, then you need this book.

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Senin, 07 Januari 2013

[Y428.Ebook] Ebook The Appraisal of Real Estate, 12th Edition, by Appraisal Institute

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The Appraisal of Real Estate, 12th Edition, by Appraisal Institute

The Appraisal of Real Estate provides readers with a solid foundation for a broad and substantial understanding of real property valuation, with detailed information on appraisal theory, highest and best use analysis, land value, valuation procedures, and the preparation of appraisal reports.

  • Sales Rank: #487618 in Books
  • Brand: Brand: Appraisal Inst
  • Published on: 2001-01
  • Original language: English
  • Number of items: 1
  • Dimensions: 9.75" h x 6.75" w x 1.75" l,
  • Binding: Hardcover
  • 760 pages
Features
  • Used Book in Good Condition

Most helpful customer reviews

43 of 45 people found the following review helpful.
A Requirement for Future Appraisers, Yes, BUT......
By Odysseus
If you are planning on taking your local state appraiser's exam, you no doubt will be required to purchase this text. It is, for better or worse, a "standard" in the industry. Unfortunately, as a professional educator with 17 years college teaching experience, I can honestly say that this book is incredibly verbose, repetitive, and badly organized. This 600+ page tome could EASILY be reduced by 50% (or more) without losing ANY necessary/vital information. If you have ever had to read a book on managment or education, then you KNOW what I am saying here. For published works on real estate appraisal that are concise, to-the-point, and not mind-numbingly boring, look elsewhere........

3 of 3 people found the following review helpful.
Older version, but complete
By Jim
This has been superseded by the 13th edition, but if you have access to the newer edition, it's nice to have your own copy of the prior edition for about 1/20 of the price of the newed edition.

2 of 2 people found the following review helpful.
A Book to Read
By JMT
I needed a good reference source to use for understanding the different methods and this is a great text for your library.

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[W638.Ebook] Free Ebook The Role of Statistics in Business and Industry, by Gerald J. Hahn, Necip Doganaksoy

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The Role of Statistics in Business and Industry, by Gerald J. Hahn, Necip Doganaksoy

An insightful guide to the use of statistics for solving key problems in modern-day business and industry

This book has been awarded the Technometrics Ziegel Prize for the best�book reviewed by the journal in 2010. Technometrics is a journal of statistics for the physical, chemical and engineering sciences, published jointly by the American Society for Quality and the American Statistical Association. Criteria for the award include that the book brings together in one volume a body of material previously only available in scattered research articles and having the potential to significantly improve practice in engineering and science.

Highlighting the relevance of statistical methods in everyday applications, The Role of Statistics in Business and Industry bridges the gap between the tools of statistics and their use in today's business world. This one-of-a-kind resource encourages the proactive use of statistics in three well-organized and succinct parts:

  • Setting the Stage provides an introduction to statistics, with a general overview of its uses in business and industry

  • Manufactured Product Applications explains how statistical techniques assist in designing, building, improving, and ensuring the reliability of a wide variety of manufactured products such as appliances, plastic materials, aircraft engines, and locomotives

  • Other Applications describe the role of statistics in pharmaceuticals, finance, and business services, as well as more specialized areas including the food, semiconductor, and communications industries

This book is truly unique in that it first describes case studies and key business problems, and then shows how statistics is used to address them, while most literature on the topic does the reverse. This approach provides a comprehensive understanding of common issues and the most effective methods for their treatment. Each chapter concludes with general questions that allow the reader to test their understanding of the presented statistical concepts as well as technical questions that raise more complex issues. An extensive FTP site provides additional material, including solutions to some of the applications.

With its accessible style and real-world examples, The Role of Statistics in Business and Industry is a valuable supplement for courses on applied statistics and statistical consulting at the upper-undergraduate and graduate levels. It is also an ideal resource for early-career statisticians and practitioners who would like to learn the value of applying statistics to their everyday work.

  • Sales Rank: #2722497 in Books
  • Published on: 2008-07-28
  • Original language: English
  • Number of items: 1
  • Dimensions: 9.30" h x .70" w x 6.15" l, 1.10 pounds
  • Binding: Paperback
  • 368 pages

Review

“The wealth of applied examples and clear language will attract student readers and keep their attention whilst reading what is at times highly technical information.” ��(Significance, 1 March 2011)

"This book is not just of interest to statisticians, but may be even more valuable to professionals outside of our area, such as managers and engineers, who are frequently involved in data-based decisions...��I appreciate the�authors’ strategy to motivate statistical tools by first posing the business problem or industrial question of interest.�Every chapter of the book concludes with a summary of “Major Takeaways” and a set of useful and stimulating discussion questions. The book can also serve as a resource for aspiring statisticians, providing insight into the daily work of our profession." (The American Statistician, August 2009)

"The Role of Statistics in Business and Industry is a perfect name for this book. The authors provide a powerful discussion on the challenges of business and industry and how statistics and statistical thinking fit in attaching those challenges. The book is meaningful, relevant and valuable to students, educators, technical professionals, managers and executives in their quest to field highly-reliable products, services and organizations to meet the challenges of today's marketplace." (Journal of Quality Technology, April 2009)

"With its emphasis on real-world problems and applications, this is a good handbook for all statisticians in the manufacturing field. It also could be used in graduate or industrial training classes." (Quality Progress, April 2009)

"This book is meaningful, relevant and valuable to students, educators, technical professionals, managers and executives in their quest to field highly-reliable products, services and organizations to meet the challenges of today’s marketplace." (Journal of Quality Technology Vol. 41, No. 2, April 2009)

"Highlighting the relevance of statistical methods in everyday applications, the book addresses more than 45 application areas that keep the use of statistics fresh and pertinent." (Entrepreneur,�2009)

"Undergraduate students will find valuable connection points with the basic theory they are learning while manufacturing the managers overseeing projects on statistics will find valuable enlightenment here." (MAA Reviews, December 2008)

"This book is a unique resource guide that addresses relevant problems and case studies in the areas of business and industry prior to any discussion of the statistical methods necessary to resolve these problems. Highly recommended.(CHOICE, December 2008)

From the Back Cover
An insightful guide to the use ofstatistics for solving key problems in modern-day business and industry

Highlighting the relevance of statistical methods in everyday applications, The Role of Statistics in Business and Industry bridges the gap between the tools of statistics and their use in today's business world. This one-of-a-kind resource encourages the proactive use of statistics in three well-organized and succinct parts:

  • Setting the Stage provides an introduction to statistics, with a general overview of its uses in business and industry

  • Manufactured Product Applications explains how statistical techniques assist in designing, building, improving, and ensuring the reliability of a wide variety of manufactured products such as appliances, plastic materials, aircraft engines, and locomotives

  • Other Applications describe the role of statistics in pharmaceuticals, finance, and business services, as well as more specialized areas including the food, semiconductor, and communications industries

This book is truly unique in that it first describes case studies and key business problems, and then shows how statistics is used to address them, while most literature on the topic does the reverse. This approach provides a comprehensive understanding of common issues and the most effective methods for their treatment. Each chapter concludes with general questions that allow the reader to test their understanding of the presented statistical concepts as well as technical questions that raise more complex issues. An extensive FTP site provides additional material, including solutions to some of the applications.

With its accessible style and real-world examples, The Role of Statistics in Business and Industry is a valuable supplement for courses on applied statistics and statistical consulting at the upper-undergraduate and graduate levels. It is also an ideal resource for early-career statisticians and practitioners who would like to learn the value of applying statistics to their everyday work.

About the Author
GERALD J. HAHN, PhD, was manager of applied statistics in the Corporate Research and Development Center at General Electric (GE) for twenty-eight years, where he was named a GE Coolidge Fellow, the organization's highest honor. Dr. Hahn is the coauthor of Statistical Models in Engineering and Statistical Intervals: A Guide for Practitioners, both published by Wiley.

NECIP DOGANAKSOY, PhD, is a Statistician and Principal Technologist at General Electric's Global Research Center and is also Adjunct Professor in the School of Management at Union Graduate College. A Six Sigma Master Black Belt, Dr. Doganaksoy has written over fifty papers and journal articles on statistical applications in quality, reliability, and productivity improvement.

Most helpful customer reviews

15 of 15 people found the following review helpful.
excellent practical reference
By Michael R. Chernick
Gerald Hahn is retired from GE Research and Development where he headed the corporate group that did research in applied statistics and operations research and worked in the organization for nearly 28 years. He has always been a great leader in the advancement of statistical methods in industry and has contributed by authoring books on modern engineering statistics and statistical intervals. He worked and provided leadership in reliability, quality control including the six sigma movement under the corporate leadership of Jack Welch.

Necip Doganaksoy worked under the mentorship of Gerry Hahn at GE and has made major contributions both under the leadership of Gerry Hahn and now Roger Hoerl.

Based on many years of experience and exposure to the real world problems of GE, the authors have put together a very applicable text on the role of statistics in business and industry. The book describes many of the key problems that they were exposed to during their careers. They start by describing specific problems that are common in manufacturing and test design. They determine the key questions to address and then describe the statistical methods that are employed to solve these problems.

This book is based on many years of experience in consulting and as key members of the GE Research and Development Group in Schenectady.

1 of 1 people found the following review helpful.
What a wonderful book!
By Francis Watson
I have just bought the book on Kindle.
I was immediately struck by the good, unpretentious, straightforward writing.
How nice also that they make good reference to other key authors.
Lovely book. And very useful too!

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